What is FASTag and How to Activate, Buy And Recharge

Recently The Road Transport and Highways Minister, Nitin Gadkari has declared that FASTags will become compulsory for all private, and commercial vehicles from December 15, 2019. If a person does not have FASTags then pay twice toll tax.

First of all let us discuss what is FASTags


It is an electronic toll collection which is operated by the National Highway Authority of India (NHAI) which uses the technology of Radio Frequency Identification (RFID) to make toll payments directly from the prepaid or saving account linked to any bank of the vehicle owner.

Image result for fastag

It is attach or fixed on the widescreen of the vehicle which enables to drive via toll plazas without stopping the vehicle for transactions. By using this tag we prevent traffic jams and saves the time of vehicle owner. FASTag can be buying from official Tag issuers or in specified banks which is linked with a prepaid account and then top-up or recharging as per requirement. It offers unlimited validity, 7.5 percent cash backs for promoting the use of this tag. You can also make this tag from toll plazas.

How to purchase and activate the FASTags

There are about 22 certified or recognized banks such as ICICI Bank, Axis Bank, State Bank of India (SBI), HDFC Bank, Axis Bank, Punjab National Bank and many more banks which are issued this tag via several channels such as Point of Sale (POS) at National Highway toll plazas and choose branches of banks. It is also available on the e-commerce platform such as Paytm and Amazon.

Self Activation – If you buy FASTags from POS Terminal or online then there is no need of bank. The concepts of online FASTag which is based on DIY (Do It Yourself) in which you can self activate it by providing details of vehicle in the “MY FASTag mobile app. The users who use Android smartphone can download from Google Play Store. The users who use iPhone can download from Apple Store.

Image result for fastag

After download the app, you can link the FASTag with any one of the bank accounts by using the MY FASTag Mobile app.  In the MY FASTag Mobile app, the National Highways Authority of India (NHAI) prepaid wallet facility is available in which you can load money and get the toll fee which is deducted from the prepaid wallet instead of directly deducted from a bank account.

Image result for fastag

Get FASTag in a There is one more idea is that you can also buy FASTag in the bank and get the FASTag which is linked with the existing bank account. During activation, you need to submit KYC (Know Your Customer) documentation according to KYC policy of the bank. After submitting KYC documentation you also need to submit Registration Certificate (RC) of the vehicle with the application for FASTag to the bank.

Charges for FASTag – The FASTag is available in a bank at a price of Rs 100 for each tag which is fixed by National Payments Corporation of India (NPCI).  But the real charges for FASTag by the bank may vary in different banks. The top-up charges for the FASTag  by the bank may also vary from bank to bank. The differences of charges are available in the websites of banks.

How to recharge the FASTag – If your FASTag is linked with the bank account then no need of add money separately in a prepaid wallet and ensure that the FASTag which is linked with the bank account has enough balance to allow for toll payments.  But if the FASTag is linked with a prepaid wallet (NHAI prepaid wallet) then it can be recharged via different mode of payments such as credit card, debit card, and Net Banking. There is additional charges will be levied during recharging the FASTag account via various channels.

Image result for fastag

For full KYC account holder – According to the website of the Indian Highways Management Company Limited (IHMCL), this type of FASTag account have more than Rs 1 lakh in their prepaid wallet of FASTag and there is no need of monthly add money in this account.

For limited KYC account holder – In this type of condition, we cannot add money more than Rs 20,000 in their FASTag prepaid wallet with monthly add money of Rs 20,000.

Important Note

  1. It is important to note that you cannot use one FASTag for two or more vehicles. Therefore you will buy two separate FASTags for two separate vehicles.
  2. According to the website of IHMCL, if you are live in the rage of 10km away from the toll plaza then you can benefit a concession on toll tax. In this case, you submit the documents for the proof of residence in the bank to confirm the residential address is about 10 km of a particular toll plaza. When you residential address is verified, you can benefit of concession on the toll tax via FASTag assigned to the vehicle.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s